20
January
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Keeping Your Home After Divorce in Florida: Refinancing and Mortgage Challenges
in Family Law
Thinking about keeping your home after divorce? Learn exactly what it takes, from qualifying for a new mortgage on your own, to preserving a low interest rate, to avoiding costly tax mistakes that could derail your plans. Find out how to navigate Florida's equitable distribution laws, federal mortgage guidelines, and other tax implications when refinancing your marital home during divorce proceedings. Key Takeaways Deed ≠ Mortgage: Transferring title via quitclaim deed does NOT remove a spouse from mortgage liability. Refinancing is typically required. 6/36 Rule Conflict: Most lenders require 6 months of support income receipt, which often conflicts with standard 90-180 day refinancing deadlines. FHA/VA...
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